351: Gambling debt

On Jan­u­ary 2, New Years hol­i­day.
8 : 00 am, the Shi Lei's cell phone alarm clock has made a sound, be­cause must meet with Li Zhiyue today, Shi Lei gets up early spe­cially, so as to avoid waits a while Li Zhiyue to tele­phone, if he did not have, that can make Li Zhiyue wait for a long time?

Just washed su to fin­ish, 8 : 15, cell phone on bed then has made a sound.
Caller ID is Li Zhiyue, Shi Lei puts through hastily, „good morn­ing, Zhiyue!”
The Li Zhiyue ex­pres­sion is light, re­sponds: „Shi Lei, good morn­ing. Did you get out of bed?”

„Nat­u­rally got out of bed! Zhiyue, where do we meet?” Shi Lei is bring­ing light ex­cited ask­ing.

The Li Zhiyue ex­pres­sion, quiet must be sim­i­lar to as be­fore a Chi­nese peony is the same, el­e­gantly sim­ple tran­quil. „The blue cafe of back street, you know Right?”
„Um?” Shi Lei some­what sus­pected that own ear, the blue cafe is pe­riph­ery Uni­ver­sity, the ag­glom­er­a­tion of lovers. Li Zhiyue stud­ies in Shuangqing Uni­ver­sity, sit­u­a­tion that must know the blue cafe.
If Li Zhiyue knows the blue cafe the mean­ing, makes Shi Lei to go to the blue cafe on own ini­tia­tive, this ap­peared some­what feels strange!

„Don't you know blue cafe?” Li Zhiyue asked.
Shi Lei de­nied hastily, „, Zhiyue, I did not know the blue cafe. I im­me­di­ately come!”
„Good, I in blue cafe you!” After Li Zhiyue said that has hung up the tele­phone, has not given the Shi Lei in­quiry the op­por­tu­nity.

Shi Lei tele­phone still on bed, al­though in the heart has the con­fu­sion, but Shi Lei ex­changed that to sup­port the face Ver­sace, then took up cell phone, as well as car key on com­puter table, hur­ried to the Shuangqing back street.

White Audi A4L, stopped out­side the blue cafe, Shi Lei lagged be­hind toi­let glass on the sun shield, re­or­ga­nized the sem­blance once more, then walked to­ward the blue cafe.

The area of blue cafe is not big, al­to­gether is di­vided into high and low two, the upper al­to­gether 12 lover booth po­si­tions, the lower level has six lover booths, as well as two nor­mal four peo­ple of places.

Shi Lei just en­tered the blue cafe, then saw Li Zhiyue, what makes Shi Lei not be feel­ing well, the Li Zhiyue op­po­site sits a man un­ex­pect­edly!
‚Hēng!’ Shi Lei dark snort, face darken walks, com­plex­ion bad looks at that man, shouted to clear the way coldly: „Who are you?”

That man was in­quired by Shi Lei sud­denly, some can­not feel the brains.
Shi Lei looks at that man, has prob­a­bly the twenty 56 ap­pear­ances, the hair is some­what chaotic, the beard has not blown, the com­plex­ion is thin and pale, the eye socket gets sucked, the dark pouche is very ob­vi­ous, the en­tire image is a pain forces.

Shi Lei is hav­ing dis­dain­ing light snort said: „Who re­gard­less of you are, gives you ten sec­onds to get the hell out. Your such trash, does not look in a mir­ror to have a look, what qual­i­fi­ca­tions has to pester Zhiyue?”

That pain forces vivid man, a face con­fused looks at Shi Lei, looks at Li Zhiyue that a face has smiled pale.
„Elder sis­ter, who is this fel­low?” Forces the man to in­quire that painstak­ingly Li Zhiyue said.
shit!?

The Shi Lei's com­plex­ion, sud­denly be­comes very awk­ward, does this pain force un­ex­pect­edly is the Li Zhiyue younger brother?
This is un­sci­en­tific!
pre­vi­ous life, Shi Lei has not heard, Li Zhiyue has any younger brother. How this did, brave a younger brother to come out sud­denly?

Shi Lei is hav­ing the vi­sion of doubts, turned the head to look to Li Zhiyue.
Wel­com­ing of Li Zhiyue faint smile the Shi Lei's vi­sion, „Shi Lei, I have given you to in­tro­duce, this is my younger male cousin, Li Hao.”
Shi Lei flex­ure scratch­ing the head, the hol­low laugh two have con­cealed their awk­ward­ness, orig­i­nally this is own brother-in-law!

Thinks of here, Shi Lei puts out a hand, poised and calm said: „Li Hao, hello, I called Shi Lei, was your Brother-In-Law! Ahhhh” Shi Lei just said that Li Zhiyue then puts out a hand in the Shi Lei's waist, ef­fort has turned.
„Shi Lei! You spoke ir­re­spon­si­bly any­thing!” In the Li Zhiyue fair fine fa­cial fea­tures, flood blushed.
Li Hao looked at Li Zhiyue, looked at Shi Lei, said in a muf­fled voice: „Brother-In-Law, hello.”

In Shi Lei heart dark to praise, on Li Hao this Brat very! Has the op­por­tu­nity to lead by the hand him!
Li Zhiyue light snort, stared Li Hao, but has not opened the mouth to be­rate Li Hao.

The po­si­tion that Li Zhiyue and Li Hao sit is four peo­ple of places, is on the side of that type their lin­ear­ity sofa. Shi Lei po­lite sit­ting to Li Zhiyue side, hee hee hā hā had not said: „Zhiyue, asks me to have any mat­ter Ah?”
Li Zhiyue bites the ruddy lip, the char­ac­ter and style of that flash, how­ever Shi Lei some­what has a dizzy spell, in the eye shows the in­fat­u­ated look.
„Shi Lei, I think that” Li Zhiyue del­i­cate eye­brows micro pressed, has not said.
Ac­tu­ally op­po­site Li Hao, said that „Brother-In-Law, I want to ask you to lend money!”

The Shi Lei brick looks at Li Hao, re­veals wipes the strange look, is it pos­si­ble that does Li Zhiyue be­cause of the Li Hao rea­son, pre­pare to ask him to lend money?

If the rea­son of lend­ing money, ac­cord­ing to the Li Zhiyue dis­po­si­tion, is very in­deed dif­fi­cult. Es­pe­cially opens the mouth to him, in the Shi Lei heart sighed, was say­ing to Li Hao: „brother-in-law, how many do you want to bor­row?”
Li Hao re­veals wipes the forced smile, then said: „Brother-In-Law, I want 3 Mil­lion.”

„How many?” Shi Lei sur­prised looks at Li Hao. In 6 years of this age, 3 Mil­lion is not a small num­ber!
„3 Mil­lion!” Li Hao has du­pli­cated one time.
The brow of Li Zhiyue has been wrin­kling slightly, com­plex­ion some are not quite good.

Shi Lei has not re­jected, but asked: „brother-in-law, does not know that you do want 3 Mil­lion to do?”
Look­ing from the Li Hao sem­blance, he most also on two 15-16 Year Old, more­over from his mak­ings and wear, should not use the 3 Mil­lion big pro­ject, Shi Lei wants to know that he needs 3 Mil­lion, ac­tu­ally why to use.

Li Hao has not found the ex­cuse to con­ceal, started to say di­rectly.
Two years ago New Years, Li Hao ac­ci­den­tally knew a fe­male, after both sides un­der­stand­ing, has falling in love opin­ion. As the end of the year will be near, grad­u­a­tion Li Hao, the prepa­ra­tion led that fe­male to go home to cel­e­brate the new year. There­fore, Li Hao to that fe­male con­fes­sion, that fe­male also ac­cepted with plea­sure the Li Hao con­fes­sion.

If the story ar­rived here merely, that this is a very good story. But the fol­low­ing mat­ter, was a lit­tle un­think­able!
When Li Hao pro­posed that must lead that named Zheng Juan fe­male, goes home to cel­e­brate the new year time, Zheng Juan told a mat­ter to Li Hao.
Orig­i­nally the Zheng Juan fa­ther, has owed 1 Mil­lion high-in­ter­est loan, if wants with Zheng Juan in the same place, does not have this 1 Mil­lion, that is ab­solutely im­pos­si­ble!

Young and im­petu­ous su­per­cil­ious Li Hao, in ad­di­tion first time is in love, di­rectly find­ing high-in­ter­est loan per­son­nel, in­di­cated that he is will­ing to un­der­take Zheng Juan fa­ther's 1 Mil­lion high-in­ter­est loan.

But puts the high-in­ter­est loan per­son to be very as­tute, they know that high-in­ter­est loan is vi­o­lates the law, if Li Hao made the law level, they will suf­fer a loss ab­solutely.

As the say­ing goes, the hood­lum is not fear­ful, the fear­ful hood­lum has the cul­ture. high-in­ter­est loan per­son­nel, after hav­ing cul­ture, that was fear­ful!
They have put out se­ries com­pu­ta­tion data, debt of 1 Mil­lion, will in­crease to 2 Mil­lion, and re­quests Li Hao to sign an of­fi­cial debt con­tract, but must ac­cord­ing to the four times of com­pu­ta­tions of Bank loans in­ter­est.

The high-in­ter­est loan lim­its range, ex­actly as stated is higher than Bank same time four times of loans in­ter­est, if over four times, that were not pro­tected by law.

Li Hao some­what hes­i­tated, but faces mis­er­able Zheng Juan, he has signed that 2 Mil­lion con­tract res­olutely, the loan age limit is two years.
In 6 years of two year pe­riod Bank rates on loan is 6.3, after four times, is 25.2, these high-in­ter­est loan per­son­nel have floated down 0.2, is 25 year rate on loan, more­over does not need the in­ter­est on in­ter­est, there­fore is in the Law­ful ex­tent of pro­tec­tion.

two year pe­riod loan of 2 Mil­lion, year rate on loan 25, two years later ex­actly as stated 3 Mil­lion debt. Must ar­rive at the new year's cel­e­bra­tion shortly time, these high-in­ter­est loan per­son­nel, start to visit to de­mand pay­ment.

Those who make Li Hao col­lapse, that lived with him to­gether two years of Zheng Juan, un­ex­pect­edly leaves with­out say­ing good-bye, van­ishes from his life thor­oughly.

Ac­cord­ing to Zheng Juan in­for­ma­tion, the Li Hao fam­ily mem­ber in Po­lice De­part­ment, in­ves­ti­gate the Zheng Juan file, had ac­tu­ally dis­cov­ered that does not have this per­son!

Re­gard­ing such sit­u­a­tion, Li Hao by se­ri­ous at­tack, even must un­able to bear the pres­sure, has the idea of com­mit­ting sui­cide. pre­vi­ous life, Shi Lei does not know the Li Hao rea­son, ex­actly as stated, be­cause Li Hao chose had ended own life.

At that time, in Li Zhiyue fam­ily, be­cause the Li Zhiyue dis­fig­ured one's face sit­u­a­tion, in the Li Hao fam­ily has not looked for in the Li Zhiyue fam­ily. But the sit­u­a­tion of this is dif­fer­ent, the Li Hao par­ents lis­tened to Huang Fen say­ing that Li Zhiyue had rich boyfriend. There­fore they are bring­ing Li Hao, ar­rives in Li Zhiyue home, plead­ing in the Li Zhiyue fam­ily to help.

Al­though in the Li Zhiyue fam­ily is schol­arly fam­ily, but many de­posits, could not have taken 3 Mil­lion.
Looks to grow up to­gether younger male cousin, the con­di­tion that spir­i­tual as­pect more and more close col­lapses, Li Zhiyue sighs fi­nally, not hav­ing the choice to see some­body in dan­ger and do noth­ing.
In the per­son of Li Zhiyue un­der­stand­ing, can put out 3 Mil­lion only, has Shi Lei!
Li Zhiyue and Shi Lei's re­la­tions, have such faint trace to be am­bigu­ous, if no no way out, Li Zhiyue will not look for Shi Lei ab­solutely.

Lis­tened to the Li Hao story, the Shi Lei First re­sponse was the fraud!
This ab­solutely is care­ful Plan, in view of the Li Hao fraud!
En­tire fraud, in the Shi Lei eye, even is flaw is full, also only then de­ceives Li Hao this type, falls into the snares of love, in­tel­li­gence quo­tient for bad luck child of neg­a­tive num­ber.

Li Hao is hav­ing the ex­pec­ta­tion and plea looks at Shi Lei, if Shi Lei does not help him, per­haps
Shi Lei turns the head to look at Li Zhiyue, Li Zhiyue does not look at Shi Lei in­ten­tion­ally, eye­lash that but shiv­ers from her slightly, can look at her mood the anx­i­ety.

„brother-in-law, has your debt con­tract brought?” Shi Lei in­quired.
Li Hao nods, then from trouser pocket, pulls out three a4 print­ing paper to give Shi Lei.

After Shi Lei care­ful read­ing, sighed again the hood­lum has the cul­ture, that is re­ally fear­ful!

This debt con­tract, even though makes to Court of Law on, does not have any pos­si­bil­ity of re­vers­ing a ver­dict. De­signs this fraud, ab­solutely is Ex­pert!
„Puts high-in­ter­est loan per­son­nel, is where per­son?” Shi Lei in­quired that wants to look for other method so­lu­tions.